Q1.
Why do suspended particles settle in muddy water over time but not in milk?
Answer
Because the two mixtures hold particles of very different size. Muddy water is a suspension; milk is a colloid.
Mud particles: diameter > 1000 nm
Milk (fat and protein) particles: diameter 1 – 1000 nm
Milk (fat and protein) particles: diameter 1 – 1000 nm
Why it happens: Two effects fight each other inside the liquid. Gravity pulls a particle down, and the ceaseless random bombardment by water molecules knocks it about and keeps it up. The downward pull grows with the volume of the particle (as the cube of its radius), while the jostling depends on its surface. So a big mud particle is dragged down far faster than the molecules can keep it afloat — it sediments in minutes. A milk particle is a thousand times smaller; the molecular bombardment is enough to keep it permanently dispersed. The protein molecules in milk also coat each fat globule and stop the globules from joining into bigger, heavier ones.
Check it yourself: Leave a glass of muddy water and a glass of milk side by side overnight. The mud makes a clear layer at the bottom; the milk stays uniform. That single observation is enough to call one a suspension and the other a colloid.